Income Protection Insurance
Income Protection Insurance provides a regular tax-free income if you are unable to work due to illness or injury. This insurance can help cover essential living costs such as the mortgage, rent, and bills, reducing financial strain until you are ready to return to work or retire. Long-term policies will continue to pay out until […]
Life & Critical Illness Insurance
Life insurance is a financial product that provides a cash lump sum to your beneficiaries when you pass away. This money can be used to cover expenses such as funeral costs, mortgage payments, and other debts, helping to support your loved ones financially after you’re gone. Whether you should consider life insurance depends on your […]
Private Health Insurance
Private health insurance covers the cost of private diagnostic tests and treatment for acute conditions that start after your policy begins. An ‘acute condition’ is a disease, illness, or injury that is likely to respond quickly to treatment, aiming to return you to the state of health you were in before suffering the disease, illness, […]
Is now the right time for protection insurance?
Life’s complicated enough when you’re fit, well and have a steady income. No one needs the added financial, practical and emotional problems that a death or critical illness can bring. But sometimes, without warning, these things happen. Protection insurance can’t stop death or a critical illness, but it can make dealing with the financial consequences […]
Back up your earnings
The COVID-19 pandemic and the current cost of living crisis has highlighted how important it is to build financial resilience. But it can take a lot less than a global crisis to interrupt your earnings. Ill health or an injury could keep you off work for longer than expected. If you have a mortgage or […]
Is Private Health Insurance expensive?
No one can deny that the NHS does a phenomenal job, it is often considered to be one of Britain’s greatest achievements, but it cannot always meet the demands of an ever increasing and aging population, especially with limited funding increases falling far short of what is needed to cope with this increasing demand. As […]
Are you overestimating your financial security?
It’s a scenario we don’t want to imagine, but what happens in the case you are unable to work? Or if your sick pay ran out? Are you sure you would be able to face your household bills or your mortgage? It’s an important point to consider, and ensuring your financial security and stability is […]