Life insurance is a financial product that provides a cash lump sum to your beneficiaries when you pass away. This money can be used to cover expenses such as funeral costs, mortgage payments, and other debts, helping to support your loved ones financially after you’re gone.

Whether you should consider life insurance depends on your specific situation. For instance, it can offer peace of mind for individuals with dependents, such as children or partners, as well as those with a mortgage on their family home.

Critical Illness Insurance can significantly reduce the financial strain on you and your family in the event of you being diagnosed with a critical illness.

Adding this option to your life insurance policy could make all the difference. A critical illness can strike at any age, disrupting lives and causing immense stress. With a backup plan in place, the financial burden can be eased.

It provides a cash sum that could be used to cover childcare expenses, household bills, or to maintain your standard of living during recovery.